Online Virtual Terminals

Most Virtual terminals are used by online entrepreneurs. The reason is that the business does not have the volume to justify a fully automated online integration. So the terminal is used  as a temporary solution, until the business activity grows enough to allow for a larger operations.

Modern virtual terminals are accessed by SSL. So they are easy to use and they allow separate authorization and settlement transactions. They are also connected to AVS and CVV fraud tests and support multi-user access with multiple permissions.

When you login , your system of credit card processing is enabled. By using an online graphical user interface (GUI), you can enter credit card details, given to you by the purchaser and log in a credit card processing transaction just like using a physical device.


Since an online Virtual Terminal is a web-based application, it is accessable from any computer that has internet connectivity by using the correct user name and password. This can be a very convenient tool.

When the business is big enough to go with a full fledged system, most online businesses will maintain a virtual terminal connectivity for back up and back office purposes.

It's better to research providers to check all aspects of the processing services you will need.
Things like fraud management services , merchant tools and reports and of course payment and rate services.

These can be complicated and that is why our reps are trained to answer all of your questions and show you how to save money by using a virtual terminal. So don't hesitate to call or message us .